Equipment & Tools to Start

Verto

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Credit Card Dumps

1. First, most crucial equipment needed: Magnetic Stripe Writer



2. Second; Used or New Magnetic Stripe Card.




Magnetic card are available with 2 options:

- Card with magnetic stripe only.
- Card with magnetic stripe and chip.

Why?

It is vital for carders to have these physical cards ready at all time to start carding because they will start to card in stores where buyers requires to have their physical cards on site (differ from online carders that only need to have the card data), ATM where they will cash out the cards or other way that requires physical card.

3. Third (Optional but Recommended): Skimming Devices & Equipment



Magnetic Card Reader

Any carders who wish to gain real data dumps require a skimmer: card reader. Every magnetic card with written data will always have its data stored on 3 different tracks. These tracks will be read when it is swiped on a reader and the information will be sent to company's database to authenticate the cardholder to its primary functions. It can copy the data directly to a computer, laptop or flash storage. Later then, the data copied can be cloned to another card, which can be used to shop for stuff (it is not as simple as it sounds).



Pin Pad with Memory or Transmission Capabilities

Pin Pad is always a better option to obtain the PIN of the cardholder after retrieving the card data. With better technology today, criminals are able to obtain your PIN directly after you typed in your PIN to the ATM machine. It transmits the recorded PIN using GSM network directly to the criminal's phone. During the old days, they usually store the data to a flash storage located underneath the pin pad and the only way to retrieve the data is to retrieve the pin pad itself.



Mini Digital Camera

Mini digital camera helps a lot during the old days to obtain the PIN of a card after the a person inserted their card into an ATM machine. When people usually do not cover their PIN code, the criminals are able to retrieve their card data + PIN. After retrieving all the necessary data, the skimmer are able to use their card in any ATM and stores without being suspected to tamper the ATM machine at all. In other word, free money.



Partner or Team

With a partner or team to act on skimming, it is possible to peak, distract, anything that requires social engineering to acquire their card and PIN.

4. Fourth (Important Role): Money



That is correct! Money is required to start skimming. To those who doesn't view skimming, carding or any other criminal activity related with white collar crime as a bad thing means it is just another dirty business. Any business always require capital to start. There are obviously no minimum capital to start skimming. It all depends on the person or team itself, on how much they are willing to invest their time and energy to conduct this crime.​
 

Verto

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MSR 206 & Embosser

What is MSR?

MSR is a magnetic reader and writer machine which will allow you to read the data from a credit/debit card or to write some data on a magnetic strip card.

If you want to work using dumps with or without pin then it's a must you get an MSR. You can buy MSR in eBay and Amazon.

Once you buy the MSR, quickly run the software program on your computer. When you have installed the program you can start to test the machine. First you can play with any card and see what is going on. Before you start to write the valid dumps you will need to practice writing because the small mistakes will make the card to not work.

Personally I recommend the MSR206, as you can see is not an expansive machine but i can tell you that it is good enough for write any kind of dump on a card. MSR has a read function and a write function. With MSR, you can swipe any credit card through this device and all in no time all the information on the card would be downloaded to your PC. After this is done, you can change the name on the card to your desired name.​



Embosser Machine

Now you are with a fresh card and no one would accuse you of any fraud. The next step is to write your name on your new card, this makes it more real as anyone can see your name boldly written on your card. However, you would only be able to this with the help an embosser machine. See below:​



When you have these 2 instruments then be ready a quick turn around in your financial life. You would do everything just at your comfort zone.​